There Is Hope For You
Please take a look at some case studies to see how we have been able to help others in your situation. There are thousands of homeowners and businesses that we have served and supported through their claims. These sample losses include several types:
They range in dollar value from tens of thousands to many millions. These are representative claims from real homeowners and businesses that have recovered wonderfully from losses. You will, too – just hang in there.
Store auto impact loss - Initial Carrier offer: $124K - GC final award: $367K
Condominium hail loss - Initial Carrier offer: $17K - GC final award: $2.1 mil
Church water loss - Initial Carrier offer: $7K - GC final award $2 mil
Motel fire loss - Initial Carrier offer: $35K - GC final award $500K
Condominium wind loss - Initial Carrier offer: $190K - GC final award $833K
Homeowner wind/hail loss - Initial Carrier offer: $56K - GC final award $404K
Homeowner hail loss - Initial Carrier offer: $3K - GC final award $174K
Church wind loss - Initial Carrier offer: $14K - GC final award $264K
Homeowner wind loss - Initial Carrier offer: $3K - GC final award $75K
Homeowner hail/wind loss - Initial Carrier offer: $53K - GC final award $195K
WHAT IS AN INSURANCE APPRAISAL?
Appraisal is a method of Alternative Dispute Resolution often found in many homeowners and commercial insurance policies. An Appraiser is an unbiased / impartial professional who estimates the value of a property damage loss.
Once the Appraisal clause/provision is invoked due to a disagreement between the Policyholder and the Insurance Carrier, the insured's appraiser and the insurance carrier's appraiser will estimate the damage and try to come to an agreement on the amount of loss. If the appraisers fail to agree, they will submit their differences to an “Umpire.” An itemized decision agreed to by two of these three will set the amount of loss. Such award shall be binding.
WHAT IS A PUBLIC ADJUSTER?
A public adjuster (PA) represents you – the insurance policy holder – when you file a claim for residential or commercial property damage.
A public adjuster is a professional claims handler/claims adjuster who advocates for the insured/policyholder in assisting and negotiating that insured's insurance claim.